What Is Live-In Nanny Cost Per Month? – Complete Guide

live in nanny cost per month

Hiring a live-in nanny? You’re not alone in wondering about the costs. From costs to duties and essential rules, this guide breaks it all down. It will help you to make informed decisions for your family’s unique needs. Let’s simplify the nanny conundrum together.

What Is Live-in Nanny Cost Per Month?

First, a live-in nanny’s cost might surprise you. It’s often on par with a live-out nanny. So, if you’re thinking you’ll save big, think again. But don’t let that deter you. The convenience of having a nanny right at home can be priceless.

Now, the exact figure can vary. Factors like location, experience, and duties play a role. For instance, in bustling San Francisco, you might shell out around $26 an hour. Meanwhile, in San Antonio, Texas, it’s closer to $16.75.

Moreover,  there are additional expenses,apart from the salary, there might be other expenses associated with a live-in nanny, such as, food , Cell phone, Higher utility bills


Most states, due to the Fair Labor Standards Act (FLSA), do not require overtime pay for live-in nannies. However, some states have specific rules. 

For example, in Hawaii, live-in employees must be paid overtime for anything over 40 hours a week. In New York, live-in nannies get overtime if they work over 44 hours in a week.

The working hours for live-in nannies are typically the same as those for live-out nannies. They are not available 24/7, and their tasks are more aligned with a live-out nanny than a night nanny.

Also, families are required to withhold taxes from household employees that earn over $2,600 in a year. They also need to pay household employment taxes.

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What Are The Duties Of A Live-in Nanny?

Child Care

The primary responsibility of a live-in nanny is to provide top-notch child care. This involves not just the basics like feeding and bathing, but also ensuring the child’s emotional and physical well-being. 

They monitor sleep patterns, handle any middle-of-the-night needs, and often become the first point of comfort for the child.

Educational Support

A live-in nanny often goes beyond just play and care. They become instrumental in a child’s learning journey. 

This can mean helping with homework, offering tutoring in challenging subjects, introducing new languages, or even teaching musical instruments. Their presence can be a valuable supplement to formal education.

Household Chores

While their main focus is the child, many live-in nannies also assist with household duties related to the child. 

This can encompass tidying up the child’s room, managing their laundry, preparing nutritious meals, and even organizing the child’s schedule. 

However, it’s essential to set boundaries to ensure they aren’t overwhelmed.


One of the unique aspects of a live-in nanny is the bond they form with the child. Especially during long school breaks or for home-schooled children, the nanny becomes a constant companion. 

They plan engaging activities, organize outings to parks or museums, and ensure the child has a balanced mix of learning and play.

Setting Boundaries 

While a live-in nanny can wear many hats, it’s crucial to define their role clearly. They are primarily there for child care, not full-fledged housekeeping. 

Open communication about expectations and duties ensures a harmonious relationship and prevents any potential misunderstandings.

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Live-in Nanny Vs Live-out Nanny – Which One To Opt?

Live-in Nanny

Unparalleled Convenience: The primary advantage of a live-in nanny is the unparalleled convenience they offer. 

Whether it’s attending to early morning routines or addressing unexpected late-night needs, their presence in the home ensures immediate assistance without the constraints of traditional working hours.

Fostering Deep Connections: Sharing a living space often facilitates a profound emotional bond between the nanny, child, and the entire family. 

This closeness can translate to a more harmonious, understanding, and nurturing environment for the child.

Adaptable Schedules: The unpredictable nature of modern life, with its sudden commitments and emergencies, becomes more manageable with a live-in nanny. Their on-site presence offers a flexibility that’s hard to match.

Economic Implications: While the base salary of a live-in nanny might be comparable to their live-out counterparts, families should account for additional costs. These encompass their meals, utilities, and other amenities associated with residential care.

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Live-out Nanny: 

  • Maintaining Family Privacy: A significant advantage of live-out nannies is the preservation of family privacy. Post their working hours, families can relish their private moments without the presence of an external individual.
  • Clear Demarcation of Professional Boundaries: With a live-out arrangement, there’s a distinct separation between professional duties and personal time. This clarity ensures both the family and the nanny can switch off and rejuvenate after work hours.
  • Economical Aspects: Without the need to cater to another individual’s living needs, families can potentially save on certain overheads. There’s no need to factor in additional food costs or larger living spaces.

To sum it up, the choice between a live-in and live-out nanny is multifaceted, influenced by factors ranging from personal preferences to logistical practicalities. 

By delving into the specifics of each option, families can arrive at a decision that seamlessly integrates with their unique dynamics, ensuring the best care for their children.

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What Are Some Rules To Be Followed By Live-in Nanny?

Defined Work Hours: It’s crucial to remember that a live-in nanny isn’t perpetually on the clock. Clearly outline their working hours, including breaks and downtime. This structure ensures they can effectively care for your children while also having time to recharge and attend to their personal needs.

Privacy is Paramount: Every individual values their personal space, and a live-in nanny is no exception. Ensure they have a private room or space where they can relax and unwind. Additionally, it’s essential to respect their off-duty hours, allowing them to disconnect and enjoy personal activities without interruption.

Clarity on Household Duties: While their primary role is childcare, some nannies may assist with household chores. Clearly define these responsibilities from the outset. Whether it’s meal preparation, laundry, or tidying up, having a transparent discussion about these tasks prevents misunderstandings and ensures a smooth daily routine.

Guests and Visitors Protocol: The home is a shared space, and it’s vital to set boundaries regarding visitors. Discuss and decide if the nanny can invite friends or family over. If so, establish guidelines on frequency, timings, and any other relevant details. This clarity ensures both parties feel comfortable and secure in their living environment.

Usage of Household Amenities: Your home may have shared amenities like a car, gym, pool, or entertainment system. Set clear rules about the nanny’s access and usage of these facilities. Whether it’s borrowing the family car for personal errands or using the home theater on weekends, having established guidelines ensures mutual respect and prevents potential conflicts.

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